The world needs small businesses
Across the globe, small businesses aren’t given the finance they need to grow. We’re here to change that, by making finance accessible, quick and simple.
Business owners are forward thinkers. They’re determined. They stand up to make a difference and work hard to make it happen. They create jobs, support local communities and drive the economy forward. That's why we care about helping them, and why we focus 100% on supporting SMEs with finance.
We’ve helped over 103,000 UK businesses borrow £13.6 billion to take their business further.
£13.6 billion
Lent to UK businesses
A leading small business loans platform
Founded in 2010, Funding Circle is one of the largest online platforms for business loans in the world, and is listed on the London Stock Exchange
Frequently asked questions
Funding Circle was founded in 2010 to give small businesses the funding they need to thrive. In the wake of the 2008 financial crisis, small businesses were poorly served by the finance industry and were not getting the access to finance they needed.
We set out to change that with an innovative new platform model. Our loans are funded from a variety of sources, so there’s always millions to lend to those that need it, while businesses get hassle-free applications, quick decisions and fantastic customer service.
Funding Circle Limited is authorised and regulated by the Financial Conduct Authority under firm registration number 722513. Funding Circle is not covered by the Financial Services Compensation Scheme.
We charge a simple, one-off completion fee when you take out a loan.
Funding Circle is not a bank. We are an online lending platform that connects small businesses looking to borrow with investors who want to lend.
Funding Circle is an online lending platform, not a bank. We use innovative technology to connect businesses who want to borrow with investors who want to lend to them.
Small businesses apply using our simple online form. We then assess their application and, if approved, the loan is funded on our platform and paid into their bank account. We continue to service the loan throughout, returning repayments to the investors who lent to them.
By specialising in small business finance, we have tailored our processes to be as simple and efficient for our customers as possible, reducing application hassle, giving quick decisions, and providing great customer support.
Funding Circle was founded in 2010 and has helped to lend billions of pounds to thousands of small businesses across the UK. It is regulated by the Financial Conduct Authority and is listed on the London Stock Exchange.
Here to help if you need us
Contact our UK-based team if you have any questions
Let’s make the world go round
From accountants and jewellers to bakers and taxi drivers, we’ve helped thousands of businesses take their next step forward. Find out how we could help you, or join our team below.