Almost all of our customers got a cheaper deal compared to a term loan. Apply now to fund used or new cars, vans, trucks, buses, HGVs and more
If you want to fund stock or property, please apply for a business loan using the menu at the top of the page
Asset finance up to £5 million
Terms of 1 to 7 years
Competitive rates and flexible deals
Dedicated Account Manager you can call directly
Save up to 25% with tax breaks on eligible vehicles
Looking to fund your next asset with a Growth Guarantee Scheme (GGS) loan? Find out more here.
We work with a panel of trusted partners that can fund a wide range of business assets, with finance to suit different needs. Your Account Manager will help you navigate the available options to find a deal that works for you.
You can get funding for almost any asset, or borrow against existing assets to gain extra working capital
If you want to fund stock, property or working capital, please apply for a business loan
While we no longer offer Government-backed loans, you could fund your asset with a loan under the Growth Guarantee Scheme (GGS) from one of our expert lending partners. Simply apply for asset finance as normal, and we’ll do the legwork to find you the right deals from across the market. Learn more about the GGS here.
Amount must be between £25,000 and £5,000,000
* Calculations are indicative, they are dependent on the asset to be funded and credit history of the business so are intended as a guide only.
To get your no-obligation quotes, complete our simple online form today
Thanks to capital allowance tax breaks, you could deduct the full cost of qualifying vehicles from your taxable profits, including vans, lorries and low emission cars, saving you up to 25% on the cost of your new asset.
Complete our simple online form and an Account Manager will contact you to review your options, find the right deals and put you in the best position to get approved.
Complete our simple form – it won’t impact your credit score if you're an LLP or Limited Business. Sole Traders and small partnerships not eligible
An Account Manager will call you to discuss your options and the suitable terms on offer
Your Account Manager will finalise your application, with decisions usually within 1-2 days
If approved, you’ll get a quick payout so you can fund your assets straightaway
BREWERY
BASED IN LONDON
"Pete from Hackney Brewery was able to increase his ale production after taking £30,000 to finance an asset — a brand new fermenter."
To be eligible to apply for asset finance through Funding Circle your business needs to:
Have at least 1 year of trading history
If you’re not a limited company or LLP, you can still apply for a business loan
You can use asset finance for a variety of cars and vehicles, including:
Yes, you can apply for asset finance to borrow against any existing assets such as vehicles, machinery or other equipment valued at £10,000 or more. The asset is used as collateral for the loan, and could help you get a lower interest rate than an unsecured business loan.
Depending on your needs, our panel of trusted asset finance providers could help you take out a range of different products, including:
Thanks to capital allowance tax breaks, you could deduct the full cost of qualifying vehicles, machinery and equipment from your taxable profits, saving you up to 25% on the cost of your new asset.
Electric and emission-free vehicles are also eligible for 100% tax relief. Find out more.
Please note, tax relief depends on your business type and the asset you want to finance. More information can be found at gov.uk/capital-allowances. If you are unsure please speak to an accountant or tax advisor. Funding Circle does not provide financial, legal or tax advice.
