Tri-Dosha
SKINCARE PRODUCER
NOTTINGHAM
"Sunita Passi, founder of Tri-Dosha, borrowed £21,000 for her skincare business. After accessing extra working capital, her new product is now sold on the high street"
Business loans for working capital
Get a working capital boost of £10,000 to £750,000 at affordable rates
Apply as a limited company without affecting your credit score
Apply online in 7 minutes
Decision in as little as 1 hour
Borrow £10,000 to £750,000
Rates from 6.9% per year
No fees to settle early
Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.
Business loans for working capital that are tailored to your needs
Working capital is the lifeblood of any business. Healthy cash flow allows you to pursue new opportunities and win more business. It saves you time, gives you greater peace of mind, and the breathing space to make the best long term decisions for your business.
A fixed rate small business loan from Funding Circle can give you the working capital you need to capitalise on opportunities and help you move your business forward.
Seize your next opportunity with extra working capital
- Pay business expenses
- Fulfill an order
- Win a new contract
- Cover a one-off cost
- Access seasonal cash flow
- Grow your business
Check your eligibility in 30 seconds with our online form without affecting your credit score.
How to apply for a business loan
It's quick and easy to apply for small business finance online and our support team are on hand if you have any questions.
1
Check if you’re eligible in 30 seconds
See if you qualify with no fuss
2
Apply online in 7 minutes
Tell us about you and your business in our online form
3
Get your decision in as little as 1 hour
If approved, you’ll get a personalised, no-obligation quote
4
Funds paid out typically within 48 hours
Once you accept your offer, we’ll deposit the funds into your account
Here to help if you need us
Contact our UK-based team if you have any questions
The Creative Whisky Company
INDEPENDENT BOTTLER
THORNHILL
"David Stirk at The Creative Whisky Company used his working capital loan of £258,000 to invest in more stock."
Frequently asked questions
A working capital loan is a business loan that finances a business’s everyday expenses such as rent and bills. Working capital loans are used to cover short term expenses rather than long term investments.
A working capital loan is a business loan that finances a business’s everyday expenses such as rent and bills. Working capital loans are used to cover short term expenses rather than long term investments.
The amount your loan will cost will depend on the amount of money you want to borrow, your interest rate and your loan term. We charge a one-off completion fee when you take out your loan, and your interest rate will be calculated based on a number of factors, including your credit score and financials for business lending.
There’s also no fee if you want to settle the loan early. All our loans are fixed rate, so you’ll know exactly how much you’ll need to repay each month and what the cost of borrowing is.
You can borrow from £10,000 to £750,000 with a small business loan for working capital from Funding Circle.
Yes, you’re able to settle your loan early at any time and there are no fees for full early repayment.
You’ll get a decision on your small business finance in as little as 1 hour. Once you accept your offer and the final checks have been completed, your funds will be paid out typically within 7-14 days.