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The best cashback in business. Period.

Earn up to £2,000 with 2% cashback for the first 6 months, plus 1% uncapped cashback on everything you spend after that*

Apply as a limited company without affecting your credit score

  • 2% cashback for the first 6 months (up to £2,000)

  • 1% uncapped cashback after that

  • Up to 42 days interest-free

  • No monthly fee

  • Rates from 14.9% per year

The business credit card that works as hard as you do

Get more out of your spending

Earn money back on all card spend with 2% cashback for the first 6 months (up to £2,000), then 1% uncapped cashback after that

No interest for up to 42 days

Enjoy cash flow freedom with up to 42 days interest-free credit. Pay in full or choose part-payments based on your business needs.

It’s free to use

Zero monthly fees, no hidden costs and no need to switch your business banking. Just pure, simple cashback for your business spending.

business cashback credit card
Everyday cashback

From office supplies and travel expenses to large inventory purchases and utility bills, get cashback on it all. Use your card anywhere Visa is accepted, and earn on anything you buy.

business cashback card
Experience the benefits of the Funding Circle Cashback card
  1. 2% cashback for the first 6 months (up to £2,000)

  2. Then 1% uncapped cashback after that

  3. Up to £250,000 credit limit

  4. Spend online or in store, anywhere Visa is accepted

  5. No monthly fee, hidden costs or added extras

Activate and earn

Get a decision and find out your credit limit without affecting your credit score if you’re a limited company. Assess your options with complete peace of mind.

Funding Circle customer
  1. 1
    Apply online in minutes

  2. 2
    Get an instant decision without affecting your credit score

  3. 3
    Receive your card within 10 working days

  4. 4
    Activate and start earning cashback immediately

*2% cashback for the first 6 months or up to £2,000, whichever comes first. Market leading cashback business credit card where the business can apply without needing an existing current account with the credit provider.

case study att pynta
How much does the Cashback card cost?
  1. There’s no monthly or annual fee to have a Funding Circle Cashback card

  2. Interest rates start at 14.9% per year, with representative 34.9% APR (variable)

Frequently asked questions

You will earn 2% cashback for the first 6 months on all card spend after you open your account, then 1% uncapped cashback after that. Cash withdrawals will not be eligible. Your cashback will be automatically credited to your account when you make a payment towards your statement at the end of the month.

The time limited offer rate of 2% cashback for the first 6 months starts from the date your application was approved and is capped at £2,000 cashback.

Our Representative APR is 34.9% (variable). Representative means that the majority of customers will get this rate or better.

Variable means that the rate you pay may change over time. Your interest rates will move up and down in line with the Bank of England Base Rate. Rates may also vary based on your individual circumstances, either when you apply or afterwards.

If you pay off your balance in full, you will not be charged interest for that billing period.

Your Cashback card is designed to reward you for everyday expenses, such as shipping, business trip costs, team lunches or socials, office supplies and more.

You can use your card anywhere that accepts Visa, whether online, in-store or abroad for international payments. And with a credit limit of up to £250,000, you could also use your card for larger payments such as stock orders or new equipment – it’s totally up to you.

At the end of each monthly billing period, we will send you a statement. It will show all your transactions, the cashback you’ve earned, your total balance and the minimum repayment due.

You will then have 12 days once your statement has been generated to make a repayment. If you have set up a direct debit, your repayment will be taken automatically on the given date.

Once your statement is generated, you will need to pay at least 10% of the outstanding balance. You can choose to pay off more if you prefer, or settle the balance in full. You can change your direct debit settings in your account, or make a manual payment.

You can track and manage your transactions, and authorise larger card transactions, easily within our app. Simply search for Funding Circle on your App or Google Play store to download it. You can also view your transactions and download your card statements by logging into your account on our website.

To be eligible for the Funding Circle Cashback card your business needs to;

  • Be based in the UK
  • Be a limited company
  • Have at least 2 years of trading history
  • Have an annual turnover of at least £40,000

If you are not a limited company you can still apply for a business loan.

Already have FlexiPay or another Funding Circle loan? Our Cashback card is not yet available for existing customers, we’ll be in touch as soon as this is available to you.

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