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Pay, your way.

Take control of your cash flow with a flexible line of credit, that gives you the freedom to decide when and how you make business payments.

Apply as a limited company without affecting your credit score

  • Pay by card or cash transfer

  • Repay in 1, 3, 6, 9 or 12 instalments

  • Simple flat fee on each transaction

  • 0% interest & no annual fees

  • Credit limit up to £250,000

Why choose FlexiPay?

Control payments and get cash flow freedom

We know how frustrating it is when business payments don’t align, leaving gaps in your cash flow. FlexiPay is designed to give businesses more control, allowing you to choose how and when you pay your costs.

We pay upfront, you spread the cost

Simply pay with FlexiPay on your card or by transferring money directly, we’ll pay in your name, and then how you repay is up to you – whether over 1, 3, 6, 9, or 12 instalments.

Ultimate flexibility at no extra cost

Whether you’re paying a large supplier invoice, buying in bulk to get a discount, or seizing an opportunity on-the-go, you’ll always pay one, dynamic fee per transaction. No interest, no hidden costs, no surprises.

business credit card
Keep your payments on your terms with FlexiPay
  1. Pay upfront by card or transfer cash directly, just like making a bank transfer
  2. Control your cash flow by choosing how you repay – over 1, 3, 6, 9 or 12 months
  3. Keep track of costs with one simple fee per transaction
  4. No fee when you pay off your card balance in 1 instalment
  5. Get total transparency, with no monthly fees, interest or hidden costs
  6. Pay invoices on time every time, even when incoming payments are delayed
business flexipay app
You could use FlexiPay for…
  1. VAT, tax, energy or other business bills

  2. Bulk stock purchases or new equipment

  3. Supplier payments, payroll or unexpected invoices

  4. Professional services such as marketing or accountancy fees

  5. Business trip costs like tickets and hotels

  6. Office furnishings and refurbishments

  7. Shipping and other logistics costs

Get your decision without impacting your credit score

If you’re a limited company or LLP, you can get a decision on your credit limit without affecting your credit score.

Person using flexipay
  1. 1
    Apply online in minutes

    No life stories or drawn out interviews. Just a short, simple online form to tell us who you are, and what your business needs.

  2. 2
    Get your credit straight away

    Once approved, you’ll be ready to start making payments, and your card will arrive within 10 working days.

  3. 3
    Pay business costs upfront

    Spend on your card, or log in to your online account or app to pay invoices or make transfer payments.

  4. 4
    Repay in instalments that suit you

    Choose to repay over 1, 3, 6, 9, or 12 months with no interest. Just a single fee per transaction to make it easy to control your cash flow.

case study att pynta
How much does FlexiPay cost?
  1. FlexiPay is free to set up and comes with no interest or annual fees. We charge a simple flat fee each time you use it.
  2. We'll assess your business and set your fee amount when you apply, with fees from 1.5%, depending on how many instalments you choose.
8 rocks owner pouring a cocktail

Vik

8 Rocks Deli & Wine

London

"If you have a VAT bill, salaries to pay, a supplier invoice – you can use it for anything really. I’ve actually recommended it to a few friends who have businesses."

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