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Self employed loans for small businesses

Take control of your future with finance from the business loan specialists. Apply in 7 minutes today

Apply as a limited company without affecting your credit score

  • Apply online in 7 minutes

  • Decision in as little as 1 hour

  • Borrow £10,000 to £750,000

  • Rates from 6.9% per year

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Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.

Business loans for small business owners

Our self employed loans provide a simple, low-cost way to borrow money for your business and with fixed monthly repayments it is easy to plan for the future.

What does it mean to be self-employed?

Being self-employed means that you work for yourself, rather than working for an employer, which gives you more freedom to choose a way of working that’s right for you.




Types of self-employment loans

There are three types of self-employment that each have different benefits:


Sole trader loans: A self-employed sole trader is the simplest way to start your own business. Sole traders work on their own and are personally liable for any loans or debts.


Partnership loans: A self-employed partnership is a minimum of two people that share responsibility for a business. Each person’s income and liability is proportional to their share in the business.


Limited company loans: A limited company is when the business is a separate legal entity from the owners. The company itself is liable for any loans or debt, rather than the owners having to be personally liable.


To find out if you qualify for a self employed loan apply here.




Self employed loans

  • Boost your cash flow
  • Pay business expenses
  • Help with payroll
  • Manage uncertainty
  • Grow your business
  • Cover revenue gaps

Check your eligibility in 30 seconds with our online form without affecting your credit score.

Strings club

Strings Club

MUSIC CAMP

England

"Amy at Strings Club’s self-employed loan enabled her to expand her business to 6 clubs across the country and keep up with increased demand."

Applying is quick and easy

Funding Circle customer
  1. 1
    Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score

  2. 2
    Apply online in 7 minutes

    Complete our simple form with your details, and we’ll only ask for supporting documents if we need them

  3. 3
    Get approved in as little as 1 hour

    If approved, you’ll receive no-obligation offer with your personalised rate

  4. 4
    Get your funds in a couple of days

    Once you accept your offer we'll deposit the money into your account - typically within 48 hours

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Here to help if you need us

Contact our UK-based team if you have any questions

Frequently asked questions

Yes, you can. Funding Circle offers loans to sole traders, partnerships and limited companies, so you can take out a Funding Circle business loan from from £10,000 to £750,000

We currently offer self-employed loans to sole traders, partnerships and limited companies, so if you fit into one of these categories, you’ll be able to apply for a loan with us.

You can apply for a self-employed loan on our website. Our application form takes just 7 minutes to complete, and you could receive a decision in as little as 1 hour.

Self-employed loans can be used for almost any purpose, whether it’s to cover shipping costs and supply chain disruption, to fund business growth, or to hire new staff to meet increased demand.

We’ve helped over 103,000 UK businesses borrow £13.6 billion to take their business further.

£13.6 billion

Lent to UK businesses

Small Business Loans

Learn how a fast, affordable loan could help your business.

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FlexiPay

See how you could benefit from an interest-free line of credit

Learn more about FlexiPay