Short-term business loans with no fees
With no upfront or early repayment fees, you can bridge cash flow gaps with our short-term loans and only pay interest on the time you borrow
Apply as a limited company without affecting your credit score
Apply online in 7 minutes
Borrow for 1-2 years
Borrow £10,000 to £50,000
Interest only - no fees
Fixed rates
Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.
Take your next step with hassle-free, short-term business finance
With our short-term loans you can borrow £10,000 to £50,000 on terms from 1 to 2 years. If you choose to settle early, you’ll only pay interest on the time you borrowed — making them perfect for your short-term needs.
You could use your short-term loan to:
- Bridge cash flow gaps
- Buy stock
- Kick off new projects
- Cover payroll
- Refurbish your premises
- Purchase materials
Applying is quick and easy
1
Check if you qualify in 30 seconds
See if you’re eligible without affecting your credit score
2
Apply online in 7 minutes
Complete our simple form with your details, and we’ll only ask for supporting documents if we need them
3
Get approved in as little as 1 hour
If approved, you’ll receive no-obligation offer with your personalised rate
4
Get your funds in a couple of days
Once you accept your offer we'll deposit the money into your account - typically within 48 hours
Here to help if you need us
Contact our UK-based team if you have any questions
Frequently asked questions
At Funding Circle, you can apply for a short-term small business loan of £10,000 - £50,000. Check if you’re eligible to borrow here.
To be eligible to apply for a loan with us, you need to:
- Have been trading for 1 year or more
- Be based in the UK
If you’re approved for a Funding Circle business loan, a personal guarantee will be required.